Accidental Death Insurance Services In Boise, Idaho

Accidental Death Insurance Plans In Boise

In the event of your untimely demise, your family and loved ones may require immediate financial assistance. This one-of-a-kind stand-alone product is only intended to pay out if you die as a result of a covered accident, as defined by the policy terms. There is no need for a medical exam because coverage is guaranteed issue. Accidental Death Insurance from Boise Life Insurance Agent is a wise choice for policyholders who want to safeguard their loved ones financially but don’t qualify for other options. It can also be used to complement your existing life insurance policy by providing additional accidental death coverage. Certain reasons of death, such as death while committing a felony, may be excluded from our coverage.

Who needs accidental death insurance?

Accidents can strike anyone at any time. An accidental death insurance policy can help you and your family be financially prepared and avoid being burdened by unexpected bills during a difficult moment. An accidental death benefit policy can be an excellent choice if you have health difficulties that prohibit you from qualifying for other types of life insurance due to the lack of a medical test. If you're looking for a way to save money, this service is for you.

You’ve been turned down for term life.

Certain health issues, such as diabetes or a history of cancer, may make you ineligible for term life or other types of insurance. Working in high-risk activities, such as construction or piloting, can affect your eligibility because of the increased chance of injury or death. You won’t have to worry about any health or occupational constraints if you die in an accident.

You want extra coverage for your family.

You require further protection for your family. Accidental death insurance, even if it isn’t your primary life insurance policy, can provide much-needed protection. After you’re gone, the money you leave behind might help your loved ones with funeral and living expenses, as well as any unexpected costs.

How does our insurance service work?

Apply and purchase: You may customize the coverage amounts with our accidental death insurance. Our qualified agents will assist you in determining the appropriate amount for your needs. The application just takes a few minutes to complete because no medical exam is required.

Get insured; you’ll want to keep your insurance active once it’s been activated. You won’t fall behind if you pay your premiums on a regular basis. Once you lock down your rate, it will remain constant for the duration of the policy, making budgeting easier.

Protect your family: If you die in an accident covered by your policy, your family will receive a lump sum cash payout equal to the benefit amount you selected when you applied. They can put this money toward anything they like, including replacing your salary, paying off your mortgage, paying off credit card bills and other obligations, paying for your burial or other end-of-life expenses, or putting money down for the future.